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ITIN Mortgages Made Easy

Let us help you achieve the American dream of homeownership.
North American Mission BoardMortgage Bankers AssociationMPA Top Certified 2020
For Borrower
For Broker
Borrower
Broker
26 years of providing solutions, not just loans
Licensed in 47 states across The United States + Washington D.C.
Helping 1,000+ people get their ITIN mortgage  approved
Are you qualified for an ITIN Mortgage

Are you qualified for an ITIN Mortgage?

Did you know? You don’t need a Social Security Number (SSN) to buy a home if you have an Individual Taxpayer Identification Number (ITIN) number. You can get an ITIN if you are some who is:
An immigrant living in the United States who is not eligible for an SSN but who has paid taxes and been in the same line of business or the same type of job for at least two years.
An adult without an SSN who is a dependent or spouse of a US citizen or resident immigrant.
Call us to find out if you’re qualified or learn more about ITIN mortgage program.

Our commitment to our customers comes first

At ACC Mortgage, we are committed to providing our customers with all the information they need to understand our loan process and make the right credit decisions.
From loan application to loan closing, we promise our customers and partners timely communication, superior service, and quick decisions and funding.

Where we are licensed

We are licensed in 28 states around the United States. Please mouse over the map for licensing information.
Pending
Licensed
Not Licensed
Revised: June 3, 2025

Licensing

©2025 All Credit Considered Mortgage, Inc. d/b/a ACC Mortgage, Inc.; All Credit Considered Mortgage, Incorporated d/b/a The Micro Loan Store; Retention Mortgage; Retention Mortgage Company · NMLS ID 176724 · 1801 Research Blvd., Suite 410, Rockville, MD 20850 · (877) 349-0501. Not all loan programs are available in all areas. Program restrictions may apply. All rights reserved. This is not an offer or extension of credit or a commitment to lend. Licenses are held as follows: Alaska Broker/Lender License #AK176724; Alabama Consumer Credit License #23497; Arkansas combination Mortgage-Banker-Broker-Servicer License #119499; Licensed by the Department of Financial Protection and Innovation, under the California Residential mortgage Lending Act License #41DBO-102821; Connecticut Mortgage Lender License ML-176724; Washington D.C. License #MLB176724;Delaware Lender License #020786 ; Florida Mortgage Lender Servicer #MLD953; Georgia Mortgage Lender License #46424; Idaho Mortgage Broker/Lender License #MBL-2080176724; Illinois Residential Mortgage License MB.6761111; Indiana-DFI Mortgage Lending License #40794; Iowa Mortgage Banker License #2024-0199 & #2024-0205; Kansas Mortgage Company License MC.0025574; Kentucky Loan Originator License MC857730; Louisiana Residential Mortgage Lending License; Maryland Mortgage Lender License #6625; Michigan 1st Mortgage Broker/Lender License #FL0022183; Minnesota Residential Mortgage Originator License # MN-MO-176724; Mississippi Mortgage Lender License 176724; Montana Mortgage Lender License #176724; Licensed Nebraska Mortgage Banker; New Hampshire Mortgage Banker License #176724MB; Nevada Mortgage Lender License 4619; New Mexico Mortgage Loan Company License #176724; New Jersey Residential Mortgage License; North Carolina Mortgage Lender License L-164875; North Dakota Residential Mortgage Lender License #ML 104913; Ohio Mortgage Loan Originator License #MLO-OH.177088; Oklahoma Mortgage Lender License #ML012740; Oregon Mortgage Lending License #ML-5825; Pennsylvania Mortgage Lender License 51566; Rhode Island Lender License #20254874LL; South Carolina-BFI Mortgage Lender/Servicer License MLS-176724; South Dakota Mortgage Lender License #176724.ML; Tennessee Mortgage License #181409; Texas SML Mortgage Company License; Utah-DFI Residential First Mortgage Notification; Virginia Lender Licensed by the Virginia State Corporate Commission as MC-1856; Washington Consumer Loan Company License #CL-176724; West Virginia Mortgage Lender License #ML-4957; Wyoming Mortgage Lender/Broker License #5502; District of Columbia Mortgage Dual Authority License #MLB176724.

State Licensing Details

AL
alabama

Consumer Credit

License #23497
AK
alaska

Broker/Lender

License #AK176724
AZ
arizona

Mortgage Banker

License #BK 0937856
AR
arkansas

Combination Mortgage-Banker-Broker-Servicer

License #119499
CA
california

DBO Residential Mortgage Lending Act

License #41DBO-102821
CO
colorado

Mortgage Company Registration

CT
connecticut

Mortgage Lender

License ML-176724
DE
delaware

Lender

License #020786
FL
florida

Mortgage Lender Servicer

#MLD953
GA
georgia

Mortgage Lender

License #46424
ID
idaho

Mortgage Broker/Lender

License #MBL-2080176724
IL
illinois

Residential Mortgage

License MB.6761111
IN
indiana

DFI Mortgage Lending

License #40794
IA
iowa

Mortgage Banker

License #2024-0199 & #2024-0205
KS
kansas

Mortgage Company

License MC.0025574
KY
kentucky

Loan Originator

License MC857730
LA
louisiana

Residential Mortgage Lending

MD
maryland

Mortgage Lender

License #6625
MI
michigan

1st Mortgage Broker/Lender

License #FL0022183
MN
minnesota

Residential Mortgage Originator

License # MN-MO-176724
MS
mississippi

Mortgage Lender

License# 176724
MT
montana

Mortgage Lender

License #176724
NE
nebraska

Mortgage Banker

NV
nevada

Mortgage Lender

License 4619
NH
New Hampshire

Mortgage Banker

License #176724MB
NJ
New Jersey

Residential Mortgage License

NM
New Mexico

Mortgage Loan Company

License #176724
NC
North Carolina

Mortgage Lender

License L-164875
ND
North Dakota

Residential Mortgage Lender

License #ML 104913
OH
ohio

Mortgage Loan Originator

License #MLO-OH.177088
OK
oklahoma

Mortgage Lender

License #ML012740
OR
oregon

Mortgage Lending

License #ML-5825
PA
pennsylvania

Mortgage Lender

License 51566
RI
Rhode Island

Lender

License #20254874LL
SC
South Carolina

BFI Mortgage Lender/Servicer

License MLS-176724
SD
south dakota

Mortgage Lender

License #176724.ML
TN
tennessee

Mortgage

License #181409
TX
texas

SML Mortgage Company License
Figure: 7 TAC §80.200(b)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

UT
utah

DFI Residential First Mortgage Notification

VA
virginia

Lender Licensed by the Virginia State Corporate Commission as MC-1856

WA
washington

Consumer Loan Company

License #CL-176724
WV
west virginia

Mortgage Lender

License #ML-4957
WY
wyoming

Mortgage Lender/Broker

License #5502
DC
district of columbia

Mortgage Dual Authority

License #MLB176724
View Licensing Details
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