About us

At ACC Mortgage our unique lending philosophy has been the foundation of our business for 21 years and by following these simple principles, we are committed to our customers comes first.

Experienced & Certified by US Treasury CDFI

Superior service, complete financial review

Billions of dollars in loans closed for our clients

Our mission is to better the financial position of borrowers and promote economic development through superior financial service.

At ACC Mortgage, we are committed to providing our customers with all the information they need to understand our loan process and make the right credit decisions.

Our highly trained and experienced loan officers provide every customer with a thorough financial review and customized loan options.

From loan application to loan closing, we promise our customers and partners timely communication, superior service, and quick decisions and funding.

Our Lending Philosophy

We are able to close the loans that no one else can based on our philosophy, our experienced and service-oriented employees, and our commitment to our customers and mortgage professional partners.

Benefit to Community

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Capacity to Repay

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Fair Value

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Where we are licensed

We are licensed in 28 states around the United States. Please mouse over the map for licensing information.

Pending

Licensed

Not Licensed

Revised: September 16, 2020

Licensing

© 2020 All Credit Considered Mortgage, Inc. d/b/a ACC Mortgage · NMLS ID 176724 · 1801 Research Blvd., Suite 410, Rockville, MD 20850 · (877) 349-0501. Not all loan programs are available in all areas. Program restrictions may apply. All rights reserved. This is not an offer or extension of credit or a commitment to lend. Licenses are held as follows: Arkansas combination Mortgage-Banker-Broker-Servicer License #119499; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #41DBO-102821; Connecticut Mortgage Lender License ML-176724; Delaware Lender License #020786 ; Florida Mortgage Lender Servicer #MLD953; Georgia Mortgage Lender License #46424; Idaho Mortgage Broker/Lender License #MBL-2080176724; Illinois Residential Mortgage License MB.6761111; Indiana-DFI Mortgage Lending License #40794; Maryland Mortgage Lender License #6625; Michigan 1st Mortgage Broker/Lender License #FL0022183; Minnesota Residential Mortgage Originator License # MN-MO-176724; Nevada Mortgage Lender License 4619; New Jersey Residential Mortgage License; North Carolina Mortgage Lender License L-164875; Oklahoma Mortgage Lender License #ML012740; Oregon Mortgage Lending License #ML-5825; Pennsylvania Mortgage Lender License 51566; South Carolina-BFI Mortgage Lender/Servicer License MLS-176724; Tennessee Mortgage License #181409; Texas SML Mortgage Company License; Utah-DFI Residential First Mortgage Notification; Virginia Lender Licensed by the Virginia State Corporate Commission as MC-1856; Washington Consumer Loan Company License #CL-176724; Wisconsin Mortgage Banker License #176724BA; District of Columbia Mortgage Dual Authority License #MLB176724. Revised: September 16, 2020.

State Licensing Details

AZ
arizona
Mortgage Banker License #BK 0937856
AR
arkansas
Combination Mortgage-Banker-Broker-Servicer  License #119499
CA
california
DBO Residential Mortgage Lending Act  License #41DBO-102821 
CO
colorado
Mortgage Company Registration 
CT
connecticut
Mortgage Lender  License ML-176724
DE
delaware
Lender  License #020786
FL
florida
Mortgage Lender Servicer #MLD953
GA
georgia
Mortgage Lender  License #46424
ID
idaho
Mortgage Broker/Lender  License #MBL-2080176724
IL
illinois
Residential Mortgage  License MB.6761111
IN
indiana
DFI Mortgage Lending  License #40794
MD
maryland
Mortgage Lender  License #6625
MI
michigan
1st Mortgage Broker/Lender  License #FL0022183
MN
minnesota
Residential Mortgage Originator  License # MN-MO-176724
MS
mississippi
Mortgage Lender License# 176724
NV
nevada
Mortgage Lender  License 4619
NC
North Carolina
Mortgage Lender  License L-164875
OK
oklahoma
Mortgage Lender  License #ML012740
OR
oregon
Mortgage Lending  License #ML-5825 
PA
pennsylvania
Mortgage Lender  License 51566
SC
South Carolina
BFI Mortgage Lender/Servicer License MLS-176724
TN
tennessee
Mortgage  License #181409
TX
texas
SML Mortgage Company License 
Figure: 7 TAC §80.200(b)
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING,  COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS
AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
UT
utah
DFI Residential First Mortgage Notification 
VA
virginia
Lender Licensed by the Virginia State Corporate Commission as MC-1856  
WA
washington
Consumer Loan Company  License #CL-176724
DC
district of columbia
Mortgage Dual Authority License #MLB176724

View Licensing Details